Leaseholders

Building insurance for leaseholders

We arrange insurance for leasehold properties. Protector Insurance arranges the insurance. The premium is charged to you as part of your service charge.

Your policy is subject to an excess of:

  • £100 for general claims for incidents up to and including 31st March 2025
  • £250 for general claims for incidents on or after 1st April 2025
  • £1,000 for subsidence claims

The cover is provided on a reinstatement basis. To get your schedule, contact the Insurance Service by calling 020 8424 1064 or emailing Lbhclaims@harrow.gov.uk

To make a claim

Contact Protector Insurance to make a claim.

  • They will ask for your policy number which is: 1868398.

Building insurance guidance