Rent and mortgage arrears advice

Please contact the housing advice team if you are having problems paying your rent or mortgage. They will be able to provide you with professional advice for your situation.

If you are on a low income and need help to pay your rent you can check if you qualify for housing benefit or Universal Credit.

If you need help to pay your mortgage, you can check if you qualify for help towards interest payments on your mortgage.

Court representation

If you are facing homelessness or repossession of your property we can help you by giving you advice and representation at court. We can attend the hearing with you and act as your representative if you need help to present your case to the court. After the hearing the adviser will explain the terms of any order which the court has made and may refer you to other advice agencies for further help and assistance.


If you require help from an adviser at your repossession hearing, arrive early for your repossession hearing and ask the court usher to direct you to the duty adviser. The duty adviser will assess your case and tell you what options or defences may be available to you.