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The Benefit Cap

The Benefit Cap is a limit to the total amount a household can receive in certain benefits.

Your Housing Benefit or Universal Credit will be reduced if the amount you receive in benefits exceeds the limit you are entitled to.

For people living in Harrow the Benefit Cap is:

  • £442.31 a week for couples
  • £442.31 a week for single parents whose children live with them
  • £296.35 a week for single adults

To find out if your household will be affected by the Benefit Cap, please use the Benefit Cap calculator.

Help and advice if your benefits are capped

If your benefits have been capped the information below will be able to help you decide on what to do next.

  • Claim working Tax Credits - this would mean the Benefit Cap may not apply to you. See if you or your partner are able to get work, or increase your hours so that you can make a claim.
  • Money Advice Services - can offer information on budgeting advice, debts or loans. They can also help you to examine your expenses to see whether you can reduce some of your outgoings so you will have more money to pay your rent.
  • Apply for Discretionary Housing Payment - this may help in the short term to pay your rent, or pay for a deposit or removal expenses to help you move to cheaper accommodation.
  • If you are finding it difficult to pay your rent and your landlord is a Housing Association, please contact them to discuss your situation.
  • If you are finding it difficult to pay your rent and you have a private landlord, please contact them to discuss your situation.
  • If you are finding it difficult to pay your rent and your landlord is Harrow Council, you can find more information on our Housing Advice page.
  • If you think you are likely to be made homeless, you should let the council know as soon as possible.

Further information is available from the Department of Work and Pensions.