Housing benefit is a benefit to help people who are on a low income to pay their rent. The amount of housing benefit you will receive is worked out by looking at:
- Your income
- The amount of savings you have
- The amount of rent you have to pay
- Your personal circumstances
People who are not eligible
If you have a capital amount over £16,000 (savings and investments), you will not be entitled to housing benefit unless you are receiving Pension Credit Guaranteed Credit (PCGC).
If you own and occupy your own home you will not be entitled to housing benefit, instead you can apply for Mortgage Interest Relief from the Department for Work and Pensions(DWP). To qualify for Mortgage Interest Relief you must be receiving:
- Income Support
- Job Seeker’s Allowance (income based)
- Employment and Support Allowance (income related)
- Pension Credit
To find out if you are entitled please use the online housing benefits calculator.
There are special rules for students, people in boarding/lodgings/hostels, those who live in private residential care, nursing homes, people who have two homes, people who are temporarily away from home and those who live in someone else’s home. For more information please complete our online housing benefits calculator